When it comes to the holiday season, it can be easy to lose track of your finances. You might be spending a lot, and your schedule may be off-track in a flurry of travel and time out of the office. You can even set up account notifications to receive your account balance and recent transactions on a regular basis.
Before you hit the road, take a moment to familiarize yourself with mobile banking tools that could be essential to help protect your finances this holiday season.
Tip #1: Set-Up Alerts1
Low effort, high reward. You can customize email or text notifications ahead of time, so you’ll be in the loop without even having to log in to your account over the holidays. For example, set an alert if your balance falls below a designated amount, or if it’s close to zero. That way you can make a deposit, transfer funds or stop spending as needed to avoid an overdraft. Want to know when your direct deposit has posted? Get a text when a deposit has been made to your account. You can even set up a regular bank notification with an account balance and recent transactions on a regular basis. Due to the likelihood of increased fraudulent activities during the holidays, this is a great way to monitor your account.
Tip #2: Enable Quick Balance
If you’re concerned about your balances, you can easily check them on the go and ensure that you have enough in your account prior to making purchases. With the Santander Mobile Banking App2, you don’t even have to log in to see your balance. Set up to three of your accounts to display your balance with Quick Balance. Plus, if your balance is low you can also transfer funds between accounts3 from the mobile app.
Mobile Tip #3: BillPay
Forget to pay a bill during the stress of the holidays? We’ve got you covered. If you’ve already set up the biller in online banking, or if you receive eBills for the account, you can take care of it directly from your phone. All you have to do is open the app, navigate to BillPay, and set up a payment. Don’t start the New Year with a late fee!
Learn more about BillPay.
Mobile Tip #4: Mobile Check Deposit4
Did you receive any checks as a gift this year? You don’t have to wait to get to a bank branch or ATM to deposit it. Easily deposit your checks from your mobile app: Sign the back of the check, take a picture of the front and the back of the check with your phone’s camera, and confirm the deposit amount.
Learn more about Mobile Check Deposit.
Mobile Banking for a Brighter New Year
The holidays can be a stressful time, but you don’t need to make it harder on yourself by returning to an unpleasant financial surprise. With so many tools and bank alerts, you can stay in the know, even when you’re on the go.
Don’t have Mobile Banking Yet? Learn more.