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When it comes to the holiday season, it can be easy to lose track of your finances. You might be spending a lot, and your schedule may be off-track in a flurry of travel and time out of the office. You can even set up account notifications to receive your account balance and recent transactions on a regular basis.

Before you hit the road, take a moment to  familiarize yourself with mobile banking tools that could be essential to help protect your finances this holiday season.

Tip #1: Set-Up Alerts1

Low effort, high reward. You can customize email or text notifications ahead of time, so you’ll be in the loop without even having to log in to your account over the holidays. For example, set an alert if your balance falls below a designated amount, or if it’s close to zero. That way you can make a deposit, transfer funds or stop spending as needed to avoid an overdraft. Want to know when your direct deposit has posted? Get a text when a deposit has been made to your account. You can even set up a regular bank notification with an account balance and recent transactions on a regular basis. Due to the likelihood of increased fraudulent activities during the holidays, this is a great way to monitor your account.

Tip #2: Enable Quick Balance

If you’re concerned about your balances, you can easily check them on the go and ensure that you have enough in your account prior to making purchases. With the Santander Mobile Banking App2, you don’t even have to log in to see your balance. Set up to three of your accounts to display your balance with Quick Balance. Plus, if your balance is low you can also transfer funds between accounts3 from the mobile app.

Mobile Tip #3: BillPay

Forget to pay a bill during the stress of the holidays? We’ve got you covered. If you’ve already set up the biller in online banking, or if you receive eBills for the account, you can take care of it directly from your phone. All you have to do is open the app, navigate to BillPay, and set up a payment. Don’t start the New Year with a late fee!

Learn more about BillPay.

Mobile Tip #4: Mobile Check Deposit4

Did you receive any checks as a gift this year? You don’t have to wait to get to a bank branch or ATM to deposit it. Easily deposit your checks from your mobile app: Sign the back of the check, take a picture of the front and the back of the check with your phone’s camera, and confirm the deposit amount.

Learn more about Mobile Check Deposit.

Mobile Banking for a Brighter New Year

The holidays can be a stressful time, but you don’t need to make it harder on yourself by returning to an unpleasant financial surprise. With so many tools and bank alerts, you can stay in the know, even when you’re on the go.

Don’t have Mobile Banking Yet? Learn more.

1 Refer to your Digital Banking Agreement for terms and conditions located in the main menu under Terms of Use in the mobile banking app.
2In order to use the Santander Mobile Banking App for the first time, customers need to successfully complete the self-enrollment process, log in to the Mobile Banking App, and accept the Online Banking Agreement and Electronic Communication Disclosure. Data connection required. Message and data rates may apply.
3 You can withdraw funds from your savings or money market savings account no more than 6 times by computer, telephone, preauthorized transfer, check, or Debit Card purchase each service fee period. Fees apply if you exceed these limits, and if you repeatedly exceed these limits, we will close your account or convert your account to a checking account.
4 Mobile deposits are subject to limits and other restrictions. Refer to the Digital Banking Agreement for details.
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